Did you know only 30%

of American workers in private industry

have access to employer-sponsored long-term disability insurance? 

(US Dept of Labor, Bureau of Labor Statistics, March 2006)

FULL TIME SLEEP CENTER EMPLOYEES HAVE COVERAGE

Why do you need Long Term Disability Insurance?

To protect your income should you become disabled.

Workers Comp only covers WORK-RELATED illness or injury.  63% of all disabling injuries and illnesses occur outside of work.  For those illness or injuries, workers’ comp cannot help.